Starting in 2014 there is a new set of health care service categories in place. These categories MUST be covered by insurers. It is based on the concept of Essential Health Benefits and the Affordable Care Act.
This act will ensure that the health insurance plans offered by companies to individuals and small groups (such as small businesses) will include a comprehensive package of services and other items. Different plans MAY offer additional services. This is where you compare and find the plan that is right for you and your family.
Please note, that insurance companies will still offer plans outside the HealthCaregov website. They are simply an aggregator of plans that insurance companies have opted to join.
The Premium Tax Credit is claimed on your income tax return
ALL insurance policies are required to cover these benefits to be certified. Once certified, their policies will be able to be offered in the Health Insurance Marketplace. Note that all Medicaid state plans must cover these services by 2014.
Marketplace Health Insurance Coverage | HealthCare.gov Coverage | Healthcare.gob
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