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How much is health insurance?

Managing the costs of your healthcare can be challenging and you want to look at all the different factors which go into this cost.

Before selecting a health plan, you want to look at what your family’s healthcare needs are and your personal budget. By reviewing both you will find this to be time well spent so you have a good idea of what your needs are as well as what you can afford.

It is very important to understand your out of pocket costs associated with your current health plan and when shopping around for insurance to see what associated costs are involved with new plans being considered.

Basic questions to ask yourself are:

  • What are my current regular prescription costs?
  • How important it is to keep your current doctors as well as hospitals and pharmacies?
  • What upcoming procedures, surgeries or any possible healthcare concerns might need to be considered?
  • How much will I be able to afford to spend on my annual healthcare costs?

Actual cost will vary greatly from person to person and you should seek the advice of an authorized insurance agent to help you answer these questions.

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