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Montana Health insurance | dphhs.mt.gov | HMK

About the Montana Health Insurance Exchange

Montana Insurance Marketplace 2018 Open Enrollment runs from November 1, 2017 to December 15, 2017.

You can get healthcare insurance thru the Montana Insurance Marketplace during open enrollment.

You can choose to compare health insurance rates
directly from major health insurance carriers any time throughout the year!
Right here on this site.

Just put in your zip code in the box above to view agents near you. FOR FREE!

OR CALL 1-855-401-8383

Montana has many options for individuals and families to purchase a health care insurance plan. Those residents who have no access to employer sponsored coverage may shop the private marketplace for health care plans using the federal marketplace exchange. Public health plans like CHIP and Medicaid are also available to those individuals who qualify.

Affordable Care Act – Montana:

When the ACA “Affordable Care Act” had taken effect, which required most Americans to purchases health care insurance, Montana chose to participate in the federal marketplace (which is also referred to as the federal exchange). Income based financial assistance is available for those who enroll in health plans through health insurance exchange which are ACA compliant health plans. The assistance can help in lowering monthly premiums and your out of pocket healthcare expenses.

Income based premium tax credits & cost sharing subsidies – (Only market place plans are eligible)

Medicaid Expansion – Montana:

Montana has expanded Medicaid to its single, low-income adults from the time Obamacare took effect. Residents must meet certain eligibility criteria set by the state if they wish to apply for Medicaid.

HMK – Healthy Montana Kids:

HMK Plus are benefits for eligible low-income Montanans.  The healthy Montana kids Plan provides health coverage for children who are up to age 19. This is a free or low-cost health insurance plan. Services covered include medical, eyeglasses, dental, and many other related healthcare services.

 

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