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Individual or Family Health Insurance Pl...

There are mainly 4 categories that divide Health Insurance Plans in the marketplace. Categories are bronze, silver, then gold and platinum. The levels are an indicator of the amount of cost sharing they require. This cost sharing would consist of deductibles, co-insurance and copays that must be paid to get to your out of pocket “maximum” limits. So bronze plans would have the highest cost sharing like deductibles so your spending more for your health care out of pocket. So silver and gold would be less and platinum health plans would have the lowest cost for deductibles,...

2016 Penalties Increase for not having H...

The penalty for not having health insurance in 2016 is 2.5 % of your income / or / $695.00 per adult. Whichever amount is greater. Per child penalty, that’s each child in your family with no coverage is up to $347.50. A maximum penalty of $2,085 is set, but for the 2017 tax year then beyond, 2.5 percent will remain the penalty. Maximum amounts as well as flat amounts will be adjusted for inflation. Penalties owed are taken from your tax refund. The federal law does not allow the government to garnish wages or file liens to collect the insurance penalty. Some health plans...

ObamaCare Deadlines, Open Enrollment Cha...

Here are the deadlines listed for past years: Open enrollment 2014 deadline for ObamaCare was March 15th, 2014. Open enrollment 2015 deadline for ObamaCare was February 15th, 2015. Open enrollment 2016 deadline for ObamaCare was January 31, 2016. Currently: ObamaCare open enrollment may change as we move forward. The “normal” deadline proposed would be December 15th of each consecutive year. Keep in mind the deadlines apply to all of the private coverage in the individual & family market, both inside and Outside the Marketplace. You will need to sign up prior to open...
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