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How Will Trump’s Repeal of the Affordabl...

The only part of the Republican effort to repeal the Affordable Care Act (ACA, “Obamacare”) that was actually enacted was the repeal of the individual mandate. The individual mandate required all individuals to either have health insurance or pay a fine. Both the individual mandate and the fine were repealed effective January 1, 2019. The fine was very small, so it did not really ever serve as an inducement to get health insurance. How Will the Repeal Affect 2019 ACA Enrollments? Open season for 2019 Obamacare enrollments starts on November 1, 2019. Controversies aside,...

COBRA Insurance: 10 FAQ’s

1. What is COBRA? The Consolidated Omnibus Budget Reconciliation Act , abbreviated as COBRA, is a federal law that was passed by Congress in 1986 in order to make changes to the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Act in order to temporarily extend coverage under a job-based group health plan after leaving a place of employment.  2. What does COBRA do? How does it work? COBRA mandates that former employees, retirees, spouses, former spouses and dependent children be offered continuing health coverage after a...

The Health Insurance Marketplace: State-...

Before the healthcare reform policies of the Affordable Care Act, it was very difficult and confusing for consumers to compare and contrast the huge array of different health insurance policies available on the market. To help both individuals and small business owners deal with this cumbersome and often dreaded task, the health insurance exchanges, or marketplaces, were born. What are health insurance exchanges? Simply put, health insurance exchanges are virtual marketplaces where individuals and small business owners can compare and purchase private health insurance...

Daily physical activity can fight off he...

Fighting genetic risk for heart disease can be helped with physical activity. Stanford researchers have discovered the association between high fitness levels and having low heart disease in an observational study for approximately one half million participants which included those who have a genetic risk. According to the study done by researchers from Stanford University School of Medicine, keeping fit still works in keeping your heart healthy. Even if you have been born with a genetically high risk of heart disease. Researchers had examined data in the UK Biobank...

The importance of oral health as you age

4 things you should know about oral health when you age While there is an importance of Dental health at any age and it will then decline the older you get. Problems may come up later in life no matter how cautious you were as a child or adult. It is not just a fact of life when thinking of tooth sensitivity as well as your tooth loss. Here are 4 different measures for prevention to know about regarding your dental health. 1.  Oral disease is a common among older people. Common among many people who are over the age 65 is tooth decay or other oral diseases. Many grow up...

New Jersey votes to bring hack health in...

Trenton Murphycare may look much like Obamacare as NJ lawmakers vote for bring back the health insurance mandate. Gov. Phil Murphy was sent a bill by lawmakers requiring almost all New Jerseyan’s to buy health insurance or have to pay a penalty. This was a bid to help stabilize premiums for those consumers who are still in the Obamacare marketplace. Another bill was approved which sets up a reinsurance plan to be paid in part by the federal government covering some of the health care claims that are the most expensive. Trying to get to premiums costs using a 2-pronged...
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