When you plan a trip, you want to ensure your adventures are fun and safe. If you are planning to venture abroad, you’ll want to:
Some countries require visitors to carry travel or accident insurance. Before leaving the country, you may be required to show proof of insurance to the nearest embassy or consulate. The State Department website updates the list of countries that require insurance coverage; some of those countries include Spain, Iceland, Germany, Greece, and France.
When you travel within the United States, having insurance can mean the difference between getting quality health care or struggling to find services. The same is true when traveling abroad, but this form of traveling can be much more dangerous. Even though local governments sometimes have partnerships with specific medical facilities and ambulance services, you still may experience very limited health care. When you travel with health insurance, you have better choices of where and how you will receive treatment.
However, your traditional health care insurance that works seamlessly here in the U.S. may not provide adequate coverage when traveling overseas. When foreign medical facilities have no guarantee of payment:
When you obtain supplemental travel health insurance, you are potentially saving yourself thousands of dollars in health care costs and avoiding an unforeseen extended stay.
When traveling, you can opt for health and accident coverage or medical evaluation coverage. The health and accident insurance plans cover short-term trips that don’t exceed six months. These plans cover medications, dental care, and doctor costs. They supplement other health care plans or Medicare.
Medical evaluation plans cover patient evaluation at medical facilities or hospitals. They usually cover up to $50,000 of medical tests. You can also choose a trip interruption or cancellation plan that will reimburse you in the event you must cancel your vacation or return home early because of your illness.
To learn more about choosing a health insurance plan to protect you when you are traveling, contact the professionals at HealthCareInsurance.company at (855) 401-8383. Our licensed insurance experts will be happy to answer any questions you have.