Have healthcare through healthcare.gov? Below is a step by step guide on what you should do:
Step 1: Check with your employer to see if affordable insurance will be offered in 2015. If it was not available in 2014 it could have changed.
Step 2: Do nothing or something. If you selected the box, which allows healthcare.gov to access your medical records, yearly your 2014 subsidy and insurance will be automatically renew in 2015.
Step 3: If you wish to make changes to your policy, you may sign up for a different marketplace plan on Healthcare.gov, or over the phone. If your plan is old and was automatically renewed, you have until Feb, 15, 2015 to select a new one.