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Under the Affordable Care Act, you only have a set amount of time to sign up for health insurance in order to avoid paying a penalty fee for non-compliance unless you qualify for an exemption or meet other circumstances.
The best time to sign up is doing “open enrollment” which is anytime between November 1st to December 15th . Signing up during this period will enable a person to acquire “minimum essential coverage”. This protects from all fees associated with not having Obamacare.
A person has to be eligible to sign up for minimum essential coverage and therefore should be reading through all requirements beforehand. For the rest who are going through the health insurance plans, this is also the time to sign up and get started.
Let’s take a look at what the application process is going to entail.
Begin by researching all of the requirements associated with this process. The state marketplace is the best place to start. Each state is going to have an established website based on its laws. Go through this information for your state and then progress.
Begin Obamacare Enrollment Process (4 Methods)
There are four methods you can use to apply.
4) In-Person (At Affiliated Location)
It is best to choose one option and follow through with steps associated with that method.
Representatives will answer all related questions for those who are going through any of these methods.
Begin by setting up the account. This will be done online. The account is going to require basic information such as a username, password, and general security question. If this is being done over the phone, the information will be set up by the representative.
This information can then be used to move forward.
All health insurance concerns will be processed through this account once it has been formed.
It is now time to complete the form. Begin to place all details into the form. Make sure to be accurate as these details have to correlate with official records. Representatives will pour through these forms to verify submitted details.
It is recommended to go through this information twice or thrice ensuring everything is as accurate as it should be.
This is the last step for those who are going to be signing up. A person is recommended to compare options and see how the fit into one’s requirements. Each plan is going to have a unique set of features, which come together to provide results in the long-term.
It is recommended to assess all plans and compare them side by side.
A person is more than welcome to contact government representatives to speak about these choices and what they entail. This can alleviate all questions a person might have on the topic.
After the comparison has been completed, the application can be sent. If this is being done over the phone, everything will be done for you after the appropriate questions are answered. A representative will contact the person enrolling once again to clarify all information and complete it as required.
Once this stage is complete, a person will have officially enrolled.
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