If you are interested in enrolling in a new health insurance plan, there are several options available to you. But unfortunately, you must choose from these plans and enroll before the open enrollment period ends. After that, your number of choices drop significantly.
The only way to enroll in a health plan outside of open enrollment is to find out if you qualify for the Special Enrollment Period. There are some insurance companies, brokers and agencies as well as online health insurance distributors that offer these special plans.
The Special Enrollment Period (SEP) is the time outside of the annual Open Enrollment for health insurance. You would qualify for SEP if you had a life event such as having a baby, getting married, or moving to a new location, to occur that prevented you from participating in the Open Enrollment Period.
Those who qualify for Special Enrollment typically have up to 60 days after the event to enroll in a health care plan. If you happen to miss this opportunity, then you will need to wait until the next yearly Open Enrollment to apply for health care.
If you are applying for Medicaid or CHIP (Children’s Health Insurance Plan), there is no particular period or time frame to enroll. You can apply for health care in these areas at any time. You don’t even have to qualify for Special Enrollment to be eligible.
If you still need to apply for health insurance after the open enrollment is over; first you need to find out if you qualify for the Special Enrollment Period. You can find out this information by contacting any insurance company or broker both online or offline by phone.
If you are eligible for SEP, you will need to enroll in a new plan within 60 days of the end of the Open Enrollment Period. Remember that if you fail to enroll during those 60 days, you will have to wait until the next year to apply.
Online health insurance websites such as HealthCareInsurance.company can help you enroll in a new plan even if you have missed open enrollment.
To learn more about how to obtain health insurance after the open enrollment period, contact the professionals at HealthCareInsurance.company at 855-401-8383. Our licensed insurance experts will be happy to answer any questions you have.