Montana has many options for individuals and families to purchase a health care insurance plan. Those residents who have no access to employer sponsored coverage may shop the private marketplace for health care plans using the federal marketplace exchange. Public health plans like CHIP and Medicaid are also available to those individuals who qualify.
Affordable Care Act – Montana:
When the ACA “Affordable Care Act” had taken effect, which required most Americans to purchases health care insurance, Montana chose to participate in the federal marketplace (which is also referred to as the federal exchange). Income based financial assistance is available for those who enroll in health plans through health insurance exchange which are ACA compliant health plans. The assistance can help in lowering monthly premiums and your out of pocket healthcare expenses.
Income based premium tax credits & cost sharing subsidies – (Only market place plans are eligible)
Medicaid Expansion – Montana:
Montana has expanded Medicaid to its single, low-income adults from the time Obamacare took effect. Residents must meet certain eligibility criteria set by the state if they wish to apply for Medicaid.
HMK – Healthy Montana Kids:
HMK Plus are benefits for eligible low-income Montanans. The healthy Montana kids Plan provides health coverage for children who are up to age 19. This is a free or low-cost health insurance plan. Services covered include medical, eyeglasses, dental, and many other related healthcare services.
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