Nebraska has a multitude of options for individuals and families to buy a health care insurance plan. Nebraska residents without access to employer sponsored coverage may shop the private marketplace for health care plans using the federal marketplace exchange. Public health plans like CHIP and Medicaid are also made available to those individuals who qualify.
Affordable Care Act – Nebraska:
It was when the ACA “Affordable Care Act” had taken effect, requiring most Americans to purchase health care insurance, Nebraska chose to participate in the federal marketplace (this is also referred to as the federal exchange). Income based financial assistance is made available for people who enroll in health plans through the health insurance exchange; these are ACA compliant health plans. The assistance can help in lowering monthly premiums and the out of pocket healthcare expenses.
Income based premium tax credits and cost sharing subsidies – (Only market place plans are eligible)
Medicaid Expansion – Nebraska:
Nebraska has expanded Medicaid to its single, low-income adults from the time Obamacare took effect. Residents must meet certain eligibility criteria set by the state if they wish to apply for Medicaid.
Who is Covered?
Nebraska Medicaid which is available for some low-income individuals. This would include individuals that are aged, disabled, blind, children, or others who meet the eligibility requirements. If you want to apply, an application must be filled out and turned into the Nebraska Department of health and Human Services.
CHIP which is part of Nebraska Medicaid provides medical assistance for children age 18 and younger. This is a free or low-cost health insurance plan. Services covered include medical, eyeglasses, dental, and many other related healthcare services.
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