South Dakota
South Dakota Health Insurance | DAKOTACARE
About the South Dakota Health Insurance Exchange
South Dakota Insurance Marketplace 2020 Open Enrollment runs from November 1, 2019 to December 15, 2019.
You can get healthcare insurance through the South Dakota Insurance Marketplace during open enrollment.
You can choose to compare health insurance rates
directly from major health insurance carriers any time throughout the year!
Right here on this site.
Just put in your zip code in the box above to view agents near you. FOR FREE!
OR CALL 1-844-553-8913
Many avenues are included for the landscape of health insurance in South Dakota in which individuals and families can buy health plans. Residents who have no access to an employer sponsored coverage may shop for health care plans through the federal marketplace exchange or private marketplace. Other that qualify can apply for a public health plan like Medicaid and CHIP.
Affordable Care Act – South Dakota
South Dakota chose to establish its own state exchange after the (ACA) Affordable Care Act came into effect requiring many if not most Americans to purchase health insurance coverage. Residents can apply for income based financial assistance when enrolling in ACA compliant health plans that are sold in the exchange which can help lower the monthly premiums for health insurance as well as out of pocket expenses required with many health services.
Income based, subsidies and premium tax credits are only available through marketplace plans. SHOP (Small business Health Options Program) provides employers who have 50 or less full-time employees a way to offer employees health care benefits which will meet health insurance Federal standards.
South Dakota – Medicaid expansion
South Dakota is among some of the many states that have expanded Medicaid to both single and low income adults from the time Obamacare had taken effect.
CHIP
This provides low cost health insurance for all kids that are eligible for South Dakota ‘s Children’s health Insurance Program, CHIP.