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You will speak to a licensed insurance agent in Tennessee who will help you select the right plan, and compare rates so you get the best rates on Obamacare or regular health insurance.
Tennessee health insurance exchange / marketplace
In 2017 has the highest in the nation for average requested rate hikes.
In Tennessee 3 carriers will be offering plans for exchange 2017
UnitedHealthcare will be exiting the individual market in Tennessee so enrollees will have to select a new plan during open enrollment.
Healthcare.org is another place individuals and families can get quotes for health insurance which then offers quotes for ACA-compliant medical insurance plans, supplemental health insurance, short term health insurance, dental and Medicare supplant plans in Tennessee.
Tennessee defaulted to a federally facilitated health insurance exchange when Obamacare open enrollment period first began in Oct 1st, 2013. Individual and family qualifying healthcare benefits as minimum essential coverage under the healthcare reform law are sold in Tennessee. Additionally plans that are sold through Health Insurance Marketplace are then eligible for premium tax credits and cost sharing subsidies for income based financial assistance.
Those not qualifying for the federal credits and or subsidies or those wish to explore additional coverage options can shop for a minimal essential coverage, this can be done in the private marketplace.
Tennessee employer who have 50 or less full time employees can use the small busieness health options program “SHOP” to offer healthcare benefits.