The deadline looms for ACA healthcare coverage if Americans want to be covered for January 2015. For the consumers who enrolled in 2014 Marketplace plan, their coverage will end December 31. This is true no matter when 2014 coverage began. If consumers want their new plans to start on January 1, 2015 they must change or renew their plans by December 15.

In order to continue health care coverage in 2015, Americans  can renew their current health plans or choose new plans through the healthcare.gov website until February 15, 2015.

For healthcare coverage to start in 2015, you will be able to select from 60 different plans, which is offered from five different health insurers, which include 40 individual plans on the website and 21 small employer plans, which will be offered by Small Business Health Options Program.