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Idaho Health Insurance Marketplace
Under the new Affordable Healthcare system, Your Health Idaho is the new resource to co-ordinate and govern all the aspects of the system in Idaho. Bona fide citizens of Idaho State can now shop, compare prices and finally enroll for an affordable health plan that meets their health and financial needs.
If you are an Idahoian, you have the resource as your one-stop shop for all your health insurance needs. You can now find a forum to choose a health insurance plan for you, your family or your employees like never before. A 19-member board of directors, all Idahoians, which is committed to ensuring that you get adequate health plan that fits your needs and your pocket, governs the resource.
Note: yourhealthidaho.org is the correct site for Idaho’s health insurance marketplace. Yourhealthidaho.gov doesn’t exist.
With many health insurance plans now in place, many citizens will find it difficult to select a health plan that is relevant to their status. In order to avoid this confusion, Your state Idaho has come up with tools and resources to enable all Idahoians to select a plan that is tailored to the needs of a specific individual.
During the open enrollment period, which runs from October 15 through December 7, all citizens of Idaho can get assistance with premium contributions, reduced cost sharing, and consumer connector services to help them understand their health insurance plan options in the marketplace.
All Idahoians should take advantage of the enrollment period and get covered as soon as January 2016. All members who will have registered by December 7, this year are eligible for coverage as early as January next year. Late enrollment will have late effective date as well.
On the first week of the open enrollment period, Amy Dowd, the Executive Director of Your Health Idaho, reported an overwhelming 18000 unique visitors to the site (YourHealthIdaho.com). This is a clear indication that Idaho citizens are all geared up for the moment to take charge of their health insurance. Individuals, families and small businesses with employees up to 50, will now purchase health insurance plans according to their financial capability.
In order to meet the demands of all its citizens, Your Health Idaho has its health insurance plans tailored to meet individual needs of citizens. The plans are available in four categories of ascending order namely bronze, silver, gold and platinum. Idahoians are free to select a plan that best suits their needs, with bronze level covering up to 60% of the costs, silver 70%, gold 80% and platinum level covers 90% of the costs of the services. It is also important to understand that where the insurance plan covers much of your costs, the premium submission will be higher. On the other hand, you will pay relatively more for your services if you choose a lower-level premium health plan.
As a one-stop shop for all their health insurance needs, Your Health Idaho has provided the citizens with opportunities to get and share information through its customer support center, calendar of events, social sites and signing up for newsletters for updates.